Michael & Lori Barbier REALTOR® & Real Estate Agent · eXp Realty

Military & veteran relocation

Military relocation to The Villages and Central Florida

Michael Barbier is a retired U.S. Navy Senior Chief with 25 years of active duty. He holds the Military Relocation Professional (MRP) and Florida Military Specialist designations. He and Lori Barbier, a Licensed Real Estate Agent, help military members, veterans, and families who are relocating to The Villages and Central Florida — including people planning a PCS or retirement move, and people buying from a distance. We also work with anyone else buying or selling in the area.

A realtor who has made military moves

Michael retired from the U.S. Navy as a Senior Chief after 25 years of active duty. He holds the Military Relocation Professional (MRP) and Florida Military Specialist designations. Those designations reflect training he has completed; they are not a government appointment, and they do not mean a lender or the Department of Veterans Affairs has approved us.

Together with Lori Barbier, Licensed Real Estate Agent, he works with buyers and sellers in The Villages, Florida, and nearby Central Florida communities. Military relocation is a focus because of Michael's service and training. It is not a limit on who we work with.

VA loan basics

VA loans are mortgage loans guaranteed by the U.S. Department of Veterans Affairs and offered by VA-approved lenders. Eligibility, entitlement, occupancy rules, and loan terms vary by borrower and lender.

We are real estate agents, not lenders. We do not approve loans, quote rates or fees, or decide whether a VA loan is available to you. If a VA-backed loan may be part of your purchase, we can explain how a VA-backed offer typically works in a real estate contract and coordinate with the VA-approved lender you choose. Your lender determines eligibility and terms.

PCS and retirement relocation planning

A permanent change of station (PCS) or a retirement move has its own calendar. We can help you plan a home search around a report date or a retirement timeline, talk through housing options in The Villages and nearby Central Florida communities, and coordinate showings — or a later in-person visit — when you can make one.

Every move is different, so we do not promise a particular timeline or result. We will work with the dates you share and be clear about the steps in the buying process.

Buying from a distance

If you cannot visit in person yet, we can share listings and walk through homes with you by virtual tour or video, and we can help you move through a contract from a distance. An in-person visit is helpful when you can make one, but it is not always required to begin.

Remote buying still follows the same contract, inspection, and closing steps as a local purchase. We will tell you what we can do for a given home and what will need to happen in person or with other professionals, such as a closing agent or inspector.

Frequently asked questions

Do you work only with military buyers?

No. Military relocation is a focus because of Michael's service and training, but we work with anyone buying or selling in The Villages and nearby Central Florida communities.

Can you help with a VA loan?

We can discuss general VA loan basics and coordinate with a VA-approved lender you choose. VA loans are offered by VA-approved lenders, and eligibility varies. We do not make loan decisions, quote rates or fees, or guarantee approval.

What is the MRP designation?

Military Relocation Professional (MRP) is a designation Michael holds. It is training focused on the housing needs of military members, veterans, and their families. It is not a government appointment, and it does not mean a lender or the VA has approved us. He also holds the Florida Military Specialist designation.

Can I buy a home in The Villages before I arrive?

Many people start the search remotely. We can share listings, set up virtual tours, and help you move through a contract from a distance. An in-person visit is helpful when you can make one, but it is not always required to begin.

Do you help with PCS and retirement moves?

Yes. We can help you plan a home search around a PCS report date or a retirement move to The Villages or Central Florida, including timing, local housing options, and what to expect in the buying process. We do not guarantee a particular timeline.

Are you affiliated with The Villages developer?

No. Michael and Lori are independent agents with eXp Realty, LLC. We are not affiliated with The Villages® developer.